Vision, hearing and reaction times begin to slightly lag over the years and coming to grips with this may lead to fear that one day you won’t be able to drive anymore. So, rather than living in denial and waiting for this to inevitably happen, be proactive and take a senior-driver improvement course. Not only will this hone your skills as a older driver, it will also save you a lot of money on insurance rates, as it will prove that you have stayed on top of being a responsible driver.
According to CBS News, one in five drivers will be over the age of 65 within the next 15 years, so senior-driver improvement courses are going to become more common.
Taking Courses can Lead to Big Savings
Insurance companies offer a wide variety of senior-driver improvement courses. Leading companies offer brain-training courses to seniors, and those who pass receive discounts on their otherwise higher premiums, as their elevated age is often considered risky. Various studies conducted by the state of New York have found that drivers in their late 70s have the same number of injury-involved accidents per mile driven as drivers in their early 20s.
Drivers who are 85 years of age and older are injured or killed in crashes more then any other age group — meaning they are more dangerous than a freshly licensed teenager in a sports car. These stats reveal the importance of driver-improvement courses. Those seeking senior car insurance have options to reduce rates and even earn discounts from the American Association of Retired Persons (AARP). A little research can unearth the knowledge needed to pursue the best possible insurance option.
Seniors can also improve their driving and insurance prospects through defensive-driving training. It’s the same as the defensive-driving test younger drivers take to keep points off their driving records when they receive a moving violation. The courses are regularly revised with up-to-date information about driving laws and techniques. Courses are available online for those who want to study in the privacy of their own homes. Face-to-face defensive-driving courses are usually located at classrooms with parking lots and traffic cones.
You can also just follow a few rules on your own to improve your driving as a senior. Driving at or just below the speed limit on surface streets will help to lessen your chance of getting into an accident. However, don’t drive too slowly — slow driving is a major cause of accidents. Sit high enough in your car to see at least ten feet in front of you and add a cushion if the seat won’t adjust high enough. Try not to drive at night very often, as your vision will be challenged.
The more you work on your driving, the longer and more safely you will be behind the wheel, enjoying the freedoms of driving a car.