Does Medicare Cover Vision?
Original Medicare does not cover routine eye care, including eye exams. Medicare also won’t cover glasses, frames, lenses, or contacts.
Medicare Part B, however, covers routine eye care for individuals diagnosed with certain conditions, including diabetes, macular degeneration, cataracts, and glaucoma. Coverage for these exams is up to 80 percent of the cost.
Barring these conditions, routine eye care will be expensive. The average eye exam costs around $170 to $200, with an average of $95 for a follow-up visit. The average pair of glasses costs $242 — and that’s only for the frames. Lenses cost an additional $110 or more. In 2021, LASIK surgery cost an average of $4,770 for both eyes.
Medicare Advantage plans sometimes offer a vision care benefit, but the coverage you receive varies widely between providers and even plans. This form of insurance often hikes your monthly premiums without granting the full benefits of a stand-alone vision insurance plan.