What We Like Most:
- Wide range of plans offered
- 24/7 customer service
- Vision and dental add-ons available
- High-deductible plan options
Humana’s vision network stretches over 23,000 individual retailers, including Sears Optical, Target Optical, and LensCrafters, making it easy to find care with its policies. The company’s website has convenient tools that allow you to find out if you have Humana coverage in your area.
Humana offers both a vision insurance plan and a PPO. The insurance plan, MyOption Vision, offers a copay maximum of $40 for exams and a $375 annual allowance for basic vision needs such as frames, lenses, and contacts.
It also offers the Humana Vision PPO, which requires a low $15 copay for an annual exam, a $65 maximum copay for lenses, and a $150 allowance for frames. After that, you pay 80 percent of the costs for vision care.
Humana charges some hidden fees, such as a $35 enrollment fee. You can use its online tools to easily get a quote and see if it offers coverage in your area.
||Monthly premium estimate*
*Estimates reflect the price for a 65-year-old
- Competitive prices
- Large in-person network
- Affordable copays for routine care
- Online resources for vision care
- Hidden fees and changing copays
- Restricted to in-network services