A Guide to Wellcare Medicare Advantage Plans in 2024
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Wellcare Medicare Advantage Pros and Cons
Pros
- Hearing, vision, and dental benefits: Most Wellcare Medicare Advantage plans include allowances of up to $2,500 to be used on hearing, vision, or dental services.
- High ratings: Wellcare currently holds an A+ rating with the Better Business Bureau, as well as a rating of B from A.M. Best in terms of financial strength.
- Benefits for chronic illness: Some Wellcare Medicare Advantage plans offer special benefits for food and utilities for those with chronic conditions.
- Part B premium reimbursement: Some Wellcare Medicare Advantage plans have a Giveback benefit that refunds Medicare Part B premiums.
Cons
- Limited availability: Wellcare Medicare Advantage plans are currently only available in 36 states.
- Low star ratings: Most of Wellcare’s Medicare Advantage plans are rated lower than four stars by Medicare, indicating that they might not be the most optimally administered.
Wellcare Medicare Advantage Costs
Wellcare’s Medicare Advantage plans will cost anywhere from $0-$250 in terms of monthly premiums; however, the exact costs will vary depending on the person, plan, and location. Here’s what you can expect.
Wellcare HMO Pricing
Location | Monthly Premium | Deductible | Maximum Annual Out of Pocket |
---|---|---|---|
California | $0 | None | $1,000-$2,500 |
Florida | $0 | None | $1,700-$1,400 |
New York | $0-$20 | None | $6,700 |
Texas | $0-$20.60 | None | $3,400 |
Wellcare PPO Pricing
Plan | Monthly Premium | Deductible | Maximum Annual Out of Pocket |
---|---|---|---|
Florida | $0-$85 | None | $1,700-$5,100 |
New York | $0-$50 | None | $7,550 |
Texas | $0 | None | $5,900 |
Washington | $0 | None | $4,000-$6,000 |
Current Medicare Advantage Plans
WellCare currently offers the following Medicare Advantage plans:
- HMO Plans
- HMO-POS Plans
- PPO Plans
- PFFS Plans
- SNPs (Special Needs Plans)
Additional Benefits
As well as providing the same coverage as Medicare Parts A and B, a Wellcare Medicare Advantage plan may offer some (or all) of the following benefits.
Premium Giveback
Although many Medicare Advantage plans have no premiums, you’ll still be responsible for paying your Medicare Part B premium; however, some Wellcare plans include a benefit that reimburses some or all of these costs, which is known as a Part B giveback benefit.
Flex Cards
Some of Wellcare’s plans offer what they call a Flex Card. These Flex Cards are essentially preloaded debit cards that can be used to pay for dental, vision, or hearing needs, and they can have up to $2,500 on them.
Over-the-Counter Benefits
Some Wellcare Medicare Advantage plans will come with allowances to be spent on any over-the-counter medications or first aid supplies.
Fitness Benefits
Some plans will cover the cost of annual memberships at various gyms and fitness facilities.
Meal Delivery
Some plans include free meal delivery services with no copay required.
Telehealth
Most plans will include telehealth visits with no copay required.
Customer Service
Wellcare beneficiaries can reach their plan’s customer service in one of four ways:
- Using the online contact form
- Calling 800-960-2530 with questions related to their plan
- Calling the member number on their Wellcare card
- Visiting your Wellcare state website and using the contact information there
Wellcare Medicare Advantage Service Area
Wellcare currently offers Medicare Advantage plans in 36 states; however, within these states, plan availability may vary by the county:
- Alabama
- Arizona
- Arkansas
- California
- Connecticut
- Florida
- Georgia
- Hawaii
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Maine
- Massachusetts
- Michigan
- Mississippi
- Missouri
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- Tennessee
- Texas
- Vermont
- Washington
- Wisconsin
To learn more about our favorite Medicare Advantage providers, check out our other guides:
Frequently Asked Questions
-
Which Medicare Advantage plans does Wellcare offer?
Wellcare offers a variety of HMO, PPO, and Special Needs plans; however, not all are available in every location, and the extra benefits will also vary.
-
How many states have Wellcare Medicare Advantage plans?
Wellcare offers Medicare Advantage plans in 36 states and Medicare Part D plans in every state.