A Guide to Xfinity Internet Plans for Seniors (2025)

Xfinity Internet Pros and Cons

Xfinity Internet Plans and Pricing

When it comes to pricing, Xfinity is pretty simple. For the conventional plans, download speeds range from 400 to 2,100 Mbps, with prices ranging from $40 to over $70 per month (the fastest plan wasn’t available in my area, so I couldn’t see pricing.) Note that I chose the 800 Mbps plan, which is no longer offered.

*Prices reflect the $10 discount for enrolling in automatic payments.

Plan Availability

Xfinity home internet is available in the following states (however, I should note that the company does not service every region of these states. Additionally, the availability of plans and their pricing will vary by location):

The Fine Print

Based on the chart above, Xfinity internet pricing seems simple, right? Naturally, like most internet providers, there are a number of extra fees that may apply:

• Equipment fees: If you don’t have a compatible modem, then you’ll need to rent an Xfinity Gateway, which costs $15 per month.
• Installation fees: I installed my internet for free, but still had to pay a $39.99 self-installation fee with the 400 and 600 Mbps packages. If you want someone to do it for you, it’ll cost $100. The process was super easy, so I recommend doing it yourself to save money, or going with a faster package to avoid this fee.
• Price increases: You can choose to lock in your price for one or five years. If you lock it in for five years, your prices will be higher, but they won’t increase for a much longer time.
• Discounts for autopay: Enrolling in automatic payment through a checking or savings account can save you $10 per month.
• Late payment fee: You’ll get charged $10 if your payment is late, which is why I suggest enrolling in automatic billing.
• Charge for overage data: Unlike AT&T internet, Xfinity does not charge for exceeding a threshold of data usage.

Xfinity Internet Senior Plan

Unfortunately, Xfinity does not have a plan or discount for seniors, and as of June 1, 2024, the Affordable Connectivity Program for low-income individuals no longer exists.2 I’d recommend checking out our list of the best senior discounts on internet and cable to learn how you can save.

My Experience With Xfinity

Because the nearest Xfinity store isn’t in my state, I ordered my Xfinity internet plan and Gateway online. It was really easy for me to enter my address and choose from one of their plans. Once I chose my plan and entered my credit card information, I rented the Gateway because I didn’t have a compatible modem. Shipping was free. Next, I had the option to add streaming and TV, which I passed on. And voilà! My Gateway came in the mail about three days later.

Installation

Getting my Xfinity internet up and running was a quick and easy process, and my Gateway came with printed-out instructions. First I downloaded the Xfinity app onto my iPhone and created an account. Then I clicked on my Account tab and, under devices, clicked on the Gateway. From there, the app told me what to do to activate my internet, step by step. It was as easy as plugging my gateway into my wall outlet and my cable outlet, choosing a Wi-Fi name and password, and waiting about 10 minutes. After that, I was online!

Xfinity App

I used the Xfinity app not only to install my Gateway, but also to check my internet connection if something was down. I just had to click “Test my internet connection,” and the app would make sure that all of the devices on my network, from my laptop and TV to my smart light bulbs and switches, were connected. I also used the app to view my internet data usage, manage my billing, and change my subscription. The app worked well and has a 4.3 rating in the Apple App Store3 and a 3.4 in the Google Play Store.4

Using My Internet

My partner and I work from home, meaning our internet is always working hard to keep us connected. Typically, I don’t have any speed issues, unless there is a rare network outage. When I did a random test at the end of June through the Xfinity app, I found that I was actually getting 116 percent of my plan’s speed, meaning speeds that were 16 percent faster than I paid for.

Was this the case, or was Xfinity just telling me what I wanted to hear? To check with a third party, I also took Google’s speed tests. See my results below.

While I paid for speeds of up to 800 Mbps, the speed I got was only 518.7 Mbps, which is actually 54 percent below what I pay for. Still, I’m not too mad about this, as I never notice latency with my internet connections, except (for some reason) when Netflix auto plays trailers.

My Bill

When I signed up for Xfinity in August of 2023, prices were slightly different from what I detailed above. My internet subscription costs $110 a month. However, I got $40 per month off for signing up for a long-term contract, plus $10 a month off for signing up for automatic payments and paperless billing. That brings me down to $50 a month, before you add back in the $15 a month for the Gateway, plus the $1.20 a month for taxes, surcharges, and fees.

Altogether, I pay $76.20 a month for Xfinity internet, although it would have only been about $60 without the Gateway. These prices are pretty reasonable considering the speeds I get.

Xfinity vs. Verizon Internet

Undoubtedly, Xfinity is more affordable than Verizon, starting at $40 a month compared to $49.99. Neither provider charges overage fees, but while Verizon includes equipment in its costs, Xfinity’s equipment costs add on another $15 a month, assuming you don’t already own a compatible modem.

For the fastest, most affordable internet, choose Xfinity over Verizon, particularly if you already own a modem. However, Verizon may be a better option if you don’t own a modem and want to avoid paying monthly for equipment.

Bottom Line

Xfinity is a solid internet provider, providing fast speeds for relatively reasonable prices. It is especially good for someone who wants lower speeds of only 400 Mbps, as they can benefit from paying only $40 per month for the internet. It’s also ideal for someone who owns a compatible modem and wants to install their own internet, or someone who wants to bundle internet with mobile, TV, or streaming.

However, Xfinity is not ideal if you don’t have a compatible modem, as your monthly costs will go up by $15 a month after the first year. It’s also not for you if you don’t want to pay extra for a price lock of five years. To learn more about your options, read my rundown of the best internet providers for seniors.