The Best Cable and TV Packages for Seniors (2025)

Adults ages 65 or older spend about 25 percent to 30 percent of their waking time and 50 percent of their leisure time watching TV, according to a study published in the National Library of Medicine.1
When it comes to TV — and cable in particular — older adults face challenges such as affordability, difficult technology, confusing contracts and, in the worst-case scenario, scams. That’s why we’ve tested the nation’s most popular TV providers — cable, streaming and satellite — to see which have the best options for you or your loved one.
Not looking for cable or satellite service? Read our rundown of the best streaming services for seniors.
Our Favorites
- Xfinity Cable : Most affordable
- DIRECTV : Best with free installation
- Cox Cable : Best DVR features
- Spectrum TV® : Best for streaming
- Dish : Best satellite TV
- Verizon Fios TV : Most channels
Cable Provider Cost Comparison
Provider | Minimum monthly cost for live TV | Minimum number of channels |
---|---|---|
Xfinity | $20 (requires Xfinity post-paid internet or Xfinity TV) | 10 |
DIRECTV | $84.99 | 90 |
Cox | $60 one-time fee (requires 100 Mbps internet or faster) | 750 |
Spectrum TV | $40 | 85 |
Dish | $91.99 | 190 |
Verizon Fios TV | $95 | 125 |
1. Xfinity Cable - Most Affordable
What We Like Most:
- Live TV starting at $20 per month
- Internet required for lowest prices
- 185 or more channels for $113.30 per month
- StreamSaver includes subscriptions to Netflix, Apple TV and Peacock
Overview
Starting Cost: $20 per month (requires Xfinity post-paid internet or Xfinity TV)
Xfinity provides all the live TV you want, plus streaming, for only $20 a month. How? The company uses the internet, not cable, to bring you live TV, so its live TV prices are about one-fourth its competitors, such as Cox. If you want a more traditional live TV experience and not just live sports, the costs start at $43 a month.
Features
You may remember Xfinity providing cable, but that is no longer the case — at least from our Philadelphia apartment. Rather, our options were all digital subscriptions, which means there was no cable box, no expensive installation process and no high monthly fees. We paid only $20 for 125 live and on-demand channels.
Because we are huge Bravo fans, we upgraded to the Popular TV option for $93.30 a month, which includes more than 125 channels. With free self-installation, we didn’t feel too guilty about upping our monthly expenses to see the live “Real Housewives of Salt Lake City” reunion.
Pricing
Xfinity used to be one of the most affordable providers on this list, but that’s no longer the case if you want more than just access to streaming services. For actual live TV channels other than sports, costs start at $43 a month — and that gets you only 10 channels.
If you want to save money, you can buy Now TV for $20 a month. Keep in mind, however, that you won’t have any live TV other than sports, and it requires Xfinity internet or Xfinity TV, which adds to your bill.
Xfinity TV Packages Compared
Choice TV | Sports & News | Popular TV | Ultimate TV | |
---|---|---|---|---|
Monthly cost | $43 | $70 | $93.30 | $113.30 |
Channels | 10+ | 50+ | 125+ | 185+ |
Contract length | Monthly | Monthly | Monthly | Monthly |
Drawbacks
Xfinity’s live TV options are pricey, despite the fact that they are streaming, not cable. Unlike Cox, which charges a $60 one-time fee for a streaming box with over 750 channels, Xfinity charges $20 a month for no channels except online sports.
Our Verdict
If you are interested only in streaming movies and TV shows and watching live sports, Xfinity will be the most affordable option at $20 a month.
To learn more about the provider, read our guide to Xfinity cable for seniors.
Pros
- Streaming and live TV
- Prices start at $20 per month
- Bundles available with internet, home security, home phone and mobile security
- Prices locked for one year
Cons
- High costs for live TV channels
2. DIRECTV - Best With Free Installation
What We Like Most:
- Free installation if you use the internet-connected TV
- More than 185 channels available
- Discounts on premium channels
- Top-tier plan includes Cinemax, HBO Max, Paramount+ with SHOWTIME, and Starz
Overview
Starting Cost: $84.99 per month
DIRECTV offers digital and satellite live TV and streaming with all of its plans. The satellite option requires professional installation, but most people outside of rural areas without high-speed internet will go for the digital option, which includes free installation, equipment and shipping.
Features
To install our Gemini Air voice remote, we:
- Plugged its HDMI cable into our TV and a power source
- Turned on our TV
- Changed the input
- Followed the on-screen prompts to accept the terms and conditions
- Paired our remote and TV
- Updated the software
The process took only a few minutes, which is typically the case with internet-connected TVs. The satellite option would have been complicated, but most people won’t want that option if they have high-speed internet.
Pricing
DIRECTV is not the cheapest option on the market, with prices ranging from $84.99 to $164.99 per month — or more if you want advanced receiver services (ARS). What does ARS include?
- 4K picture quality
- Ability to use different third-party apps on the same input
- Combined charge for all services
- Premium remote options, such as a full numeric keypad and previous-channel buttons
- Voice remote, which comes with Google Assistant
You’ll also have to pay $10 a month to lease your equipment. With all plans except the Entertainment plan, prices will go up after the first month, but they will be locked for months two through 24. Because DIRECTV is heavy on fees, we’ve included them in the prices below.
DIRECTV Packages Compared
Plan name | Monthly price | Number of channels | Popular channels |
---|---|---|---|
Entertainment |
|
90+ |
|
Choice |
|
125+ |
|
Ultimate |
|
160+ |
|
Premier |
|
185+ |
|
Drawbacks
DIRECTV advertises that its prices start at $49.99 a month with the Entertainment package, but once you add the fees the cost can be up to $49.99 for the first month, with a significant price hike to $89.99 in months two through 24. DIRECTV is one of the worst offenders regarding required fees.
Our Verdict
DIRECTV may be pricey, but its entertainment options are unmatched. Plus, you won’t have to pay anything for installation.
To learn more, read our rundown of DIRECTV senior plans.
Pros
- Prices locked for two years
- More than 185 channels available
- Some plans include premium channels
- Free installation
Cons
- High prices
- No bundles
- Lowest overall ranking on customer satisfaction nationally
3. Cox Cable - Best DVR Features
What We Like Most:
- 75 channels or more
- Voice remotes free with all plans
- Streaming is a $60 one-time charge
- Free installation and equipment
Overview
Starting Cost: $60 one-time fee (streaming) or $71 per month (cable)
Whether you want streaming on your TV or access to more than 250 channels, Cox is a great TV provider with flexible, month-to-month contracts. Installation and equipment are free, so the only thing we paid for was the TV service. We also had the option to add DVR, more streaming apps and pay-per-view access.
Features
We wanted both streaming and cable, so we purchased the streaming box for a one-time fee of $60 — by far the cheapest on this list — which allowed us to access all our favorite Netflix shows in 4K and thousands of free shows and movies.
We also wanted cable TV, however, so we chose the Cox TV Starter plan, which, for $71, got us over 75 channels, including the top broadcast networks. Not a bad deal, especially considering we saved $100 on professional installation by installing our Easy Connect kit ourselves.
Pricing
Cox offers the most affordable TV service outside Xfinity, with prices starting at a one-time $60 for the streaming box or $71 for actual cable TV. Cable, of course, has the benefit of being actual cable and not digital TV, which means we weren’t affected by low bandwidth or network outages.
DIY installation was free, but there’s an option to pay $100 for professional installation. The Contour Box and voice remote were included for free, and prices were locked for two years even though our contract was month to month. There are some discounts available with internet, home phone and smart home bundles, but you’ll save only $5 to $10 a month — and with only some bundles. All in all, Cox is a reasonably priced TV provider, especially if you want only streaming.
Cox TV Plans
Plan name | Monthly cost | Channels included | Contract length |
---|---|---|---|
Xumo Stream Box | $0; just a one-time cost of $60 | 750+ | Monthly |
Cox TV/Contour Starter | $71 | 75+ | Monthly |
Cox TV/Contour Preferred | $130 | 140+ | Monthly |
Cox TV/Contour Ultimate | $172 | 250+ | 2 years |
Drawbacks
In the western U.S., which includes Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington and Wyoming, Cox has the worst J.D. Power customer-satisfaction score on this list at only 501 out of 1,000.
The average is 516, however, so Cox is only slightly below average.2 We had no issues using Cox’s 24/7 phone line, live chat and online help center, but many people beg to differ.
Our Verdict
Despite its slightly below average customer-satisfaction score in the western U.S., Cox is still a top provider for streaming and cable, with affordable pricing and a plethora of channels.
To learn more, read our guide to Cox cable for seniors.
Pros
- More than 750 available channels
- Streaming for a flat fee of $60
- Cable starting at $71 per month
- Prices locked for two years
Cons
- Low J.D. Power customer-satisfaction score in the western U.S.
- Most bundles do not save you money
4. Spectrum TV® - Best for Streaming
What We Like Most:
- Free Xumo Stream Box included with all plans
- Streaming contracts are monthly
- Streaming includes at least 85 channels
- Spanish streaming available for an additional $25 per month
Overview
Starting Cost: $40 per month
Spectrum TV includes a Xumo Stream Box free with all of its plans. With the TV Select Signature plan or higher, streaming apps such as Disney+, Paramount+, HBO Max and Peacock are included (although not actual streaming subscriptions). Installation is free, and we did it ourselves in less than 10 minutes.
Features
We love that all of Spectrum TV’s plans include streaming, because where would we be without 18 seasons of “Sister Wives” available on HBO Max 24/7? To get more than 150 channels, we signed up for TV Select Signature, which nearly doubled our channels compared to the TV Stream plan. We also added some premium channels, as well as live sports, for $7 a month.
Unlike Xfinity, Spectrum TV has excellent customer service, with an online help center, live chat and a 24/7 phone line. The company is the No. 1 nationally rated cable and satellite TV provider for customer satisfaction. We had no issue setting up our Xumo Stream Box. Once we received it, we had our favorite shows up and running in no time!
Pricing
If you want streaming plus over 85 channels of live TV, TV Stream is an affordable option at about $40 a month. It’s not quite as cheap as Cox’s streaming-only option for $60 flat or Xfinity’s 10 channels plus streaming for $20 a month, but you’re getting more bang for your buck due to the live TV. Even the more typical TV package, TV Select Signature, is reasonably priced, offering more than 150 channels for only $100. That’s a promotional rate, though, and the standard rate is $120. All plans come with a free Xumo Stream Box.
Because Spectrum TV is digital, not cable, installation is DIY and free. Contract lengths are one month with the streaming-only options and 12 months with all other plans. You can save on a home phone if you bundle it with Spectrum TV.
Spectrum TV Packages Compared
Plan name | TV Stream | TV Select Signature | TV Select Plus | TV Stream Latino | Mi Plan Latino |
---|---|---|---|---|---|
Monthly cost (promotional rate) | N/A | $100 | $105 | N/A | $70 |
Monthly cost (standard rate) | $40 | $120 | $125 | $25 | $90 |
Channels | 85+ | 150+ | 160+ | 45+ | 170+ |
Contract length | 1 month | 12 months | 12 months | 1 month | 12 months |
Note that the promotional rates are available only to new residential customers who haven’t had Spectrum services in the past 30 days and are in good standing with the company. Spectrum internet is required.
Drawbacks
Spectrum TV has a maximum of only about 160 English-language channels. That seems like a lot, but it’s actually the lowest number on this list aside from DIRECTV. Verizon Fios, for instance, has more than 425 channels, Dish has more than 290 and Cox has more than 250. If variety is the spice of life, Spectrum TV is a little bland.
Our Verdict
It may lack the variety of channels of Verizon and Dish, but Spectrum TV gives you everything you need to stream to your heart’s delight.
To learn more about the provider, read our guide to Spectrum TV for seniors.
Pros
- Free Xumo Stream Box
- More than 85 channels for about $40 per month
- Spanish speaking plans available
- Free self-installation
Cons
- No voice remotes
- 12-month contracts with TV Select and Mi Plan Latino subscriptions
5. Dish - Best Satellite TV
What We Like Most:
- Internet or satellite TV
- Over 290 channels with upper-tier plan
- Tens of thousands of on-demand titles
- Options for Spanish speakers
Overview
Starting Cost: $91.99 per month
Satellite TV is a good option if you live in a rural area and don’t have access to high-speed internet. It’s not a very popular way to get TV, but Dish is one exception. It offers two-year contracts with 190 to 290 channels from about $92 to $122 per month, plus thousands of free on-demand titles.
Features
The benefit of satellite TV over digital TV is that you won’t have to worry about your Wi-Fi network being overloaded with devices and downloads, not to mention network outages. Dish monitors its networks at all times to check for signals. With Dish, you can also stream on up to five extra devices, since streaming is included in its subscriptions. The best part is, you don’t have to install it yourself. Professional installation is free.
Another benefit of Dish is that it’s the only provider on this list to offer discounts to people 55 or older. If you ever have technical issues, a technician will come to you free of charge under the Dish Protect Plus plan. For younger customers, the Dish Protect Plus costs $12.99 a month or a technician visit costs $95. The discount lasts for six months.
Pricing
Since it’s satellite instead of digital, Dish is more expensive than other companies, such as Xfinity and Cox, which start at $20 a month or $60 flat, respectively. That’s expected, but Dish is also more expensive than satellite TV from DIRECTV, which starts at $89.99 a month for 90 channels. For all other packages, however, Dish offers more channels for less money, so it’s a better deal for someone who wants more than 90 channels.
Prices with Dish are locked for two years, and installation is free. There are DVRs available for $5 or $10, and no other fees for equipment. Dish offers internet service, but it’s provided by another company and you will be billed separately. Whether you’ll get a bundling discount depends on where you live.
Dish TV Packages Compared
Plan name | America’s Top 120 | America’s Top 200 | America’s Top 250 |
---|---|---|---|
Monthly cost | $91.99 | $111.99 | $121.99 |
Channels | 190 | 240+ | 290+ |
Contract length | 2 years | 2 years | 2 years |
Drawbacks
Streaming is not available on its own from Dish, unlike with Cox and Xfinity. Dish also has the highest starting costs of any company on this list at $91.99 per month. When you consider how much more satellite and cable costs than digital TV, however, the price makes sense — even more when you factor in that you get a minimum of 190 channels.
Our Verdict
With 190 or more channels and free installation, Dish is the most affordable option if you want satellite TV with more than 90 channels.
To learn more about the provider, read our rundown of Dish TV for seniors.
Pros
- Up to 290 channels or more
- Price lock for two years
- Free professional installation
- Seniors 55 or older get free technician visits
Cons
- Expensive
- Two-year contracts
6. Verizon Fios TV - Most Channels
What We Like Most:
- Over 425 channels available with the Most Fios TV plan
- Monthly contracts
- Up to $200 Verizon gift card
- First set-top box rental is free
Overview
Starting Cost: $72.99 per month
You’ve heard the phrase “the more the merrier,” but Verizon took it to heart. With its top-tier package, you’ll get more than 425 channels, which is dozens more than even the second most on this list. If you get bored of those channels, there’s streaming through YouTube TV.
Read More: Learn more about your bundling options in our Verizon senior phone plans review.
Features
Verizon is the only provider we’ve come across that let us try before we, well, bought. With the Fios TV Test Drive, we paid $95 for 60 days of service, which was the same service as the Your Fios TV, meaning over 125 channels. We loved going through the channels on our TV, not to mention streaming as much as we wanted on our devices. Once the 60 days were over, it was time to upgrade.
Pricing
Verizon’s pricing is more on par with other nondigital TV providers, such as Dish, which starts at $91.99 a month, and DIRECTV, which starts at $89.99 per month. Those prices include a $10-per-month auto pay and paperless billing discount, however, and we had to pay $99 for installation. The first set-top box rental was free. All contracts are monthly, except the Fios TV Test Drive. Verizon also offers internet and phone service, but there are no discounted bundles that include TV — only internet and mobile.
Verizon TV Plans Compared
Plan name | YouTube TV | Fios TV: Local | Fios TV Test Drive | Your Fios TV/Your Fios TV Spotlight | More Fios TV | The Most Fios TV |
---|---|---|---|---|---|---|
Monthly cost | $72.99 | $79 | $95 | $95 | $119 | $139 |
Channels | 100+ | 60 | 425+ | 125+ | 325+ | 425+ |
Contract length | Monthly | Monthly | 60 days (one time) | Monthly | Monthly | Monthly |
Drawbacks
We were a bit disappointed that installation wasn’t free, especially because it’s free with DIRECTV and Dish, two satellite providers. Since Verizon uses actual fiber-optic cable, its prices are much more expensive than with a digital TV provider like Xfinity. Cable is more trustworthy than Wi-Fi, however, and fiber-optic is even better.
Our Verdict
If you’re willing to pay a little more to use fiber-optic cable, Verizon is the provider for you. It’s also great for anyone who is constantly looking for new content. With over 425 channels, you’ll never get bored!
Pros
- Fiber-optic cable
- Over 425 channels available
- Monthly contracting
- Test drive available for 60 days
Cons
- $99 professional installation
- Expensive, especially for YouTube TV
Streaming vs. Traditional TV Services
It’s no secret that cable and satellite cost much more than streaming services such as Netflix, Hulu, Amazon Prime Video, Apple TV+ and Paramount+. You’ll get live TV with cable, while streaming services are mostly on demand.
Even older adults with both cable and streaming services tend to spend most of their time — about 56 percent — streaming, according to the streaming platform Roku.3 Movies and TV shows are the most popular content to stream for the 55-and-older crowd, followed by news and documentaries, limited series, and sports, according to a 2023 report from InMobi.4
Streaming is popular among older adults for its flexibility (since contracts are typically monthly), affordability and specific interests. No streaming services offer senior discounts, however, and streaming may create additional challenges for older adults, including access to technology, internet speed and the learning curve that comes with relatively new technology. Streaming means watching TV isn’t as simple as turning on your set, but you’ll be good as gold once you get the hang of it.
Resources for Seniors and TV
There are no government programs or initiatives that offer free or low-cost TV or cable services to seniors. There are some resources you can use to get started though.
Nonprofits: Depending on where you live, your state may offer classes and resources on using technology. The California Department of Aging, for example, has programs that help older adults buy digital devices and service plans and teach them how to use them.5
Online resources: Check out our cable TV guide for seniors to learn how to compare providers, manage subscriptions and view TV safely.
How to negotiate contracts and avoid hidden fees: Look out for sneaky activation fees, early termination fees, installation fees and equipment fees. You likely will not have much leverage for negotiation, especially if you buy your TV package online.
Security recommendations for protecting personal information online: You’ll need to provide some personal information to your TV company, but do not enter any personal information on your phone or tablet while you’re on a public Wi-Fi network. Also make sure to turn on two- or multifactor authentication, and use a unique password for each of your accounts.
Bottom Line
Whether they get it through cable, satellite or streaming, it’s important that older adults can access television as easily as any other age group. TV is not as simple as it used to be, however, so you may face challenges such as slow internet or confusing technology.
It’s important to consider your needs and preferences in a TV provider, seeking help when needed and exploring available resources. From dramas such as “Mad Men” to comedies such as “The Marvelous Mrs. Maisel,” TV has the potential to make us laugh, cry and think. It’s a necessity for some seniors’ well-being.
How We Chose Our Providers
There is an abundance of choices when it comes to TV providers. We used the following criteria to evaluate each option.
Cost: Streaming services can cost as little as $20 per month, but live TV options cost $50 per month or more. We prefer lower prices, but we also accounted for the number of channels, premium channels and extra features.
Discounts for bundling: We prioritized companies that offer discounts for bundling TV with other services, such as internet and cellular.
Channels: The options on this list have anywhere from 10 to 425 channels.
Ease of use: We appreciate companies that let us order and install our systems ourselves. We also paid attention to the actual process of watching TV with each provider, including how easy it was to find stuff we wanted to watch.
Additional features: All providers offer closed captioning, but some also offer DVR and voice remotes — sometimes for free, sometimes at an extra cost.
Frequently Asked Questions
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Do cable companies offer senior discounts?
For the most part, no, cable companies do not offer senior discounts. One exception, however, is Dish, which offers people 55 or older free monthly movie rentals, tech visits and six months of technical support through Dish Protect.
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Is it less expensive to bundle cable TV with internet or phone service?
Whether it’s less expensive to bundle cable TV with internet or phone service depends on the provider. With companies such as Cox and Spectrum TV, you may be able to save $5 to $10 a month. Many providers, such as DIRECTV, Verizon Fios and Xfinity, do not offer bundling discounts.
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How do I figure out which cable companies offer service in my area?
To figure out which cable companies offer service in your area, enter your ZIP code on InMyArea.com. The website will show you companies that service your area, their phone numbers and their website URLs.
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Can I watch cable TV on my phone or tablet?
Yes, most cable companies have apps that let you watch TV on your phone or tablet.
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Do cable companies require long-term contracts?
Some cable companies, such as DIRECTV, Spectrum TV and Xfinity, require one- to two-year contracts. Some other companies, such as Cox and Verizon Fios, offer monthly plans.