What Is In Home Care?

Last Updated On: February 10, 2019

In-home care is designed to support those who DON'T want (or need) to leave their homes, but DO require assistance with one or more of their daily activities.

Care in the home can take on a variety of shapes and sizes and can incorporate family, friends, and professional assistance. I think most people, given a choice, would prefer to receive assistance from someone they know, family members, or friends.

What Is In Home Care?
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There are certainly situations when family or friends providing care is not appropriate. If professional support is to be hired, there are a few questions to ask the agencies you are interviewing.

Find Home Care

  1. Speak with a Care Advisor about Agencies in Your Area
  2. Learn about Services and Pricing
  3. Schedule a Free In-Home Consultation
    • Most In-Home Care agencies have hourly minimums, usually 2-4 hrs. If a shift does not meet these minimums, the client may still have to pay for the full shift.
    • Make sure the agency you are considering is licensed, and caregivers are bonded and insured.
    • What kind of training and orientation do the staff participate in?
    • Is there a nurse to oversee caregivers and provide training?
    • What is the process if a caregiver is sick or does not show up for a shift?
    • What are the fees? Do you pay less for longer shifts? Does the agency bill monthly or weekly? Do they provide transportation to doctor appointments, grocery store, etc…?
    • Does the agency have access to other resources in the community should you need them?
    • Check inspection results at
    • Ask to see references and customer testimonials.

What is the advantage of hiring my own private caregiver?

  • It's generally less expensive than working with an agency
  • A caregiver is your employee, they work for you.
  • You may be able to exchange care services for room and board, this works well for students

What is the advantage of hiring an agency?

  • An agency pays taxes, insurance, etc… No liability on your part, less risk
  • The shift will always be covered
  • Agencies are regulated and must pass inspections to operate

What type of Assistance can a caregiver provide?

How Much Does In-Home Care Cost?

I have seen quite a range for costs, anywhere from $12-$22 per hour, depending on geography and duties of the caregiver. If the caregiver is a CNA or other licensed professional, the cost will typically increase due to training that the individual has received. So who pays for in-home care?

  • Private Pay (you)
  • Long Term Care Insurance– check your policy for restrictions and make sure agency is able to accept payment from Insurance provider
  • Some Health Insurances- check your policy
  • Medicaid– offers limited in-home care programs for those who qualify

We cover lots of topics like this, see other posts about caring for seniors.



  1. I never thought of being able to exchange room and board for service. I think that would be a great deal to work out with someone. Of course you need to know the person will do a good job and will be trustworthy. I think this is a great way to save money and allow your loved one to remain in the comfort of their home.

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