![LifeLock Logo](https://www.theseniorlist.com/app/uploads/2019/04/LifeLock-Logo.jpeg)
As we navigate an increasingly digital world, protecting our personal information online has never been more crucial, especially for older adults who may be more vulnerable to cyber threats. LifeLock, a leader in identity theft protection, offers a suite of services designed to safeguard your sensitive data from fraudsters and cybercriminals. In this review, we'll explore how LifeLock's comprehensive monitoring, proactive alerts, and robust recovery services work together to provide peace of mind. Whether you're managing financial accounts, shopping online, or simply using social media, understanding how LifeLock can help protect your identity is essential. Join us as we delve into the features, benefits, and potential drawbacks of LifeLock, ensuring you have the information needed to make an informed decision about your online security.
Read more: The Best Identity Theft Protection for Seniors
LifeLock For Seniors to the Rescue
If you are retired, you probably don’t want to be bothered with checking up on your credit card accounts or worrying about whether the PayPal account you just gave your bank account number to was a phishing (fake account) page. This security protection company will monitor your accounts and notify you if there are any odd changes to your account information or reasons to alert you to anything that might be of serious concern. LifeLock will catch any wrongdoers before they can do serious damage and maintain your personal information.
LifeLock Features for Seniors
Here’s an overview of how LifeLock works to protect your personal information.
Blocking Threats
Partnering with Norton Antivirus, LifeLock will shield your online presence from malicious threats. When using public Wi-Fi LifeLock will block your information, making it nearly impossible for others to find it.
Early Alerts
Through phone, text, email, and their mobile app, LifeLock will alert you of any suspicious activity on your bank, credit card, and additional personal accounts. This way, you can change your password or freeze your accounts before any damage is done.
Rapid Resolution
In the event that someone should succeed in stealing your information, LifeLock’s Identity Restoration Agents will walk you through the process of resolving these issues. They’ll also reimburse any amounts of money that have been stolen, though the limit of such reimbursement will depend on the exact plan you choose.
LifeLock Senior Discount
While the premium LifeLock plan normally costs $24.99/mo, seniors can enroll at a discounted rate of $19.99 per month. This plan is not listed on their website; however, if you contact a representative, you should be able to prove your age and obtain your discount.
Identity Theft Tips From LifeLock
Beyond offering reliable and consistent services to safeguard their customers’ private information, LifeLock’s website also offers helpful tips and advice for seniors that can offer added protection for themselves and their loved ones. Here are a few tips that you can practice at home or abroad:
- Try to avoid carrying your social security card whenever possible. If you must carry an ID card, use your passport or another form of ID.
- Use cash instead of credit cards. If a thief steals your cash, he won’t have access to your credit information, which could also include other private information you don’t want others to have.
Contact the FTC’s Opt-Out hotline (1-888-567-8688) to be removed from Direct Mail lists. These mailers can include your personal information that could be stolen from your recycling or trash bin, or even your mailbox. - Keep your bank statements, social security card, and other financial and personal records in a safety deposit box.
The company’s aim is to safeguard people of all ages and that is why they offer these helpful suggestions free of charge. Learning about how you can benefit from a security protection service is the first step towards empowering yourself to continue to be independent. LifeLock understands that while you are a sharpshooter, sometimes the occasional no-goodman could catch you off guard and try to compromise your well being.
If you’re with LifeLock, they can catch any odd activity and sound the alarm before any serious damage is done. LifeLock offers special discounts and deals for new and current customers, giving you more incentive to invest in identity protection.
*LifeLock does not monitor all transactions at all businesses.
**Terms apply to all LifeLock plans.
***The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian, and TransUnion respectively. Any one bureau VantageScore mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.
****Reimbursement and Expense Compensation, each with limits of up to $1 million for Ultimate Plus, up to $100,000 for Advantage, and up to $25,000 for Select, when purchased in Norton 360 with LifeLock plans. And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits under the Master Policy are issued and covered by United Specialty Insurance Company (State National Insurance Company, Inc. for NY State members). Policy terms, conditions, and exclusions at LifeLock.com/legal.