6. AARP Medicare - Best Senior Expertise
What We Like Most:
- Household and electronic payment discounts
- Plans A, B, C, F, G, K, L, and N offered
- Helpful online resources
AARP is a senior-focused organization that has been in business since 1958. They offer a range of products and services to those over the age of 65, and while they are not an insurance company, they have partnered with UnitedHealthcare to provide a range of Medigap plans backed by AARP’s trusted name in senior care.
You do have to be a member of AARP to enroll in one of their Medigap plans, which requires a $16 annual membership fee, and includes discounts on items such as car and hotel rentals. To get a quote for the AARP Medigap plans available in your area, you will be asked to include your zip code, date of birth, gender, and whether or not you use tobacco products.
The following page will ask for your Original Medicare enrollment dates, and then you will be redirected to the plans available in your location. AARP does not have a High Deductible Plan G option but does offer a Plan G as well as a Select Plan G.
The Medigap Plan G has a premium of $192.95 per month, while the Select Plan G runs $164.05 per month. The only difference between these two plans is that Plan G covers care at any hospital or doctor’s office, while the Select Plan G requires use of network-specific facilities. AARP offers enrollment discounts for those 65 years of age. This discount decreases each year that an individual chooses to wait to enroll. There is also a 5 percent household discount available in some states.
- Offers wide range of plans
- Serves all 50 states
- Provides additional discounts and features
- Accessible coverage information