Kaiser Medicare Advantage Plans
Another way to secure Kaiser dental insurance for seniors is through the company’s Medicare-related coverage. Kaiser Permanente Senior Advantage HMO plans can include dental coverage. These can help with costs related to dentures as well as things like hearing aids and glasses. Advantage Plus plans differ from one area to the next, and it can be hard to provide pricing for them since they are so varied by location.
For example, in Oregon, Kaiser Permanente’s Advantage Plus plan provides help for dental, hearing aids, and eyewear. This policy, which is an HMO plan, can help individuals with personal dental care at one of the approved Kaiser Permanente dental offices. This policy, designed for seniors, is $44 per month in addition to other Medicare-related coverage you may have.
By comparison, in Northern California, older adults can secure the same type of Medicare Advantage Plus plan through Kaiser for about $20 per month. In this area, this HMO plan will provide coverage that includes dental, hearing, and extra vision care, along with the organization’s Silver&Fit fitness program.
Since your costs will differ significantly from one area to the next, it is very important to request a free, customized quote based on where you live right down to the region. Don’t assume basic pricing online is accurate to your needs.
Since traditional Medicare does not cover dental services, purchasing an Advantage Plus plan is often beneficial for many seniors. It can help to provide coverage for most dental needs you have. Not all Medicare Advantage Plus plans offer denture coverage either. It is up to the individual to compare their options across all plans, including Kaiser options, to determine which can offer the most protection available.