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2021 Senior Discounts on Prescriptions

The cost of prescriptions for seniors can be an astronomical burden, especially for our loved ones on a fixed income. Even with prescription drug coverage through Medicare part D or a Medicare Advantage Plan offering Medicare prescription drug coverage, the cost of medications can still be offset with some savvy shopping and price comparisons. That’s one reason we try to keep a current list of senior discounts on prescriptions.

This updated list of discounts for prescriptions builds on the last several years of research by our team and contributions from our visitors. If you know of a discount that’s missing, please help us by submitting the discount by letting us know in the comments below.

Copyright © The Senior List, 2021. If you plan on recommending our 2021 prescription discount list, please do so with appropriate attribution to The Senior List® and a link back to our website. Thanks!

See also: Senior Discounts Grocery, Senior Discounts Restaurants and Senior Discounts Travel

*Please note: Some of the discounts you’ll see below are offered by franchise owners in local markets.  This means that discounts will vary from location to location.


List of Senior Discounts on Prescriptions

Most of the service providers on the 2021 list have been vetted and the ones that have will have a verified note on them.  We reached out to all the businesses on this senior discount list, but some remain a little vague. As such, we will (again) rely on our Senior List Community to provide updates as changes occur.  Use the comments section to help verify discount policies and/or note the specific discount in your local market.


Remember that discount policies will change from time-to-time.  They change at the national level, and they change at the local level.  Sometimes these changes are published, and sometimes they’re not.  Our best advice for discount shoppers is to ask ahead of time so there are no surprises.

Senior Discounts on Prescriptions

AARP:  With the AARP Prescription Discount Card (provided by OptumRx), AARP members and their families can save, on average, 61% on FDA-approved generic, brand name, or specialty drugs, your current prescription insurance or Medicare Part D plan fails to cover.  Must be a member of AARP to access benefits.  AARP boasts acceptance by 66,000 pharmacies nationwide. verified

Rite Aid:  Sign up for the Rite Aid Rx Savings Program.  Save 20% on thousands of brand-name and generic prescription drugs by signing up for the Rite Aid Rx Savings Program. When you sign up, you’ll receive an Rx Savings Card that gives you access to special discounts at Rite Aid pharmacies. verified

Costco Member Prescription Program:  The Costco Member Prescription Program is a prescription savings program for you and your family. It allows Costco members, who have no prescription drug insurance or whose insurance does not cover all of their prescription medications to save up to 80%, at time of sale. verified

CVS Pharmacy:  Enroll in the CVS ExtraCare Savings and Rewards program.  You’ll receive “ExtraSavings” through personalized coupons delivered on receipts, and online via the ExtraCare Coupon Center. ExtraBucks Rewards are earned by shopping and filling prescriptions.  You can earn up to 2% back in ExtraBucks Rewards from your everyday purchases.  Also, if you fill 10 prescriptions, your can earn $5 ExtraBucks Rewards through the ExtraCare Pharmacy & Health Rewards program.  verified


Kmart:  The Prescription Savings Club at Kmart (Pharmacy Savings Plus) is annually $15 per household or $10 per person.  You and the family are then covered for certain generic drugs (starting at $5 for a 30-day supply and starting at $10 for a 90-day supply). Also covers 10% of pet prescription and 25% off vaccinations. The Drug Price lookup tool is an easy way to see if and how much you can save.  verified

Narcup: Start saving money today with Narcup’s prescription discount card for credit union members age 50 plus. However, it is also open to the general public. The program is for families, children and grandchildren who have no prescription drug insurance or whose insurance does not cover all their medications. Certain pet medications are also covered. By using their prescription discount card, a person can save up to 50% on FDA approved drugs. In addition to more than 18,000 independent pharmacies, large chains including Walgreens, Kmart, Target, CVS, Rite Aid, Publix, Winn-Dixie and Safeway also participate in the network. does not charge any membership dues or fees. You can print off a prescription card and use it immediately. You can request a durable card by mail. A nice feature of the program is that you can look up your medication price based on your zip code. You can also compare prices at other pharmacies. verified

Target: On December 16, 2015, Target pharmacies were rebranded as CVS Pharmacies. Your Target (CVS) Pharmacy will already have your prescription records on file. You can access your records and refill your prescriptions at CVS/Target or by visiting CVS Pharmacy inside Target stores.  At the time of the change, Target stated, “As of December 16, 2015, Target Pharmacy guests have automatically moved to CVS Health’s network. Guests are encouraged to call their health-plan provider with any questions. For general pharmacy questions, you can contact your local pharmacy or CVS Customer Relations: 1-800-SHOP-CVS (1-800-746-7287).  The Target Prescription Savings Plan is no longer being offered. It will be replaced with the CVS pharmacy and CVS rewards plan (which you can review above). verified

Walgreens Prescription Savings Club:  Membership fee required ($20 individual or $35 family per year). Walgreens Prescription Savings Club members get special discounts off the cash price of thousands of brand-name and generic medications as well as other benefits when they use their Prescription Savings Club Card. Additionally, if you don’t save at least the cost of your membership fee in one year, Walgreens will give you the difference. verified

Walmart Pharmacy Services: Walmart pharmacies offer low-cost generic prescription medications that can save you money. Walmart carries both generics (where they boast $4 refills), branded drugs, and even some pet medications.  Check out the Walmart drug list to see if you can save on your medications, and check out their other services while you’re at it. verified

Written By
Chris Clark

For over a decade, Chris has been writing about senior discounts and deals. He finds the hunt for discounts rewarding because it allows him to take care of older adults by offering them senior-specific pricing. As the son of two social workers, Chris has spent his whole life advocating for the betterment of others. When he isn’t researching senior discounts, Chris enjoys fishing, spending time with his sons, and rooting for his favorite team, the Portland Trail Blazers. Learn more about Chris here


  1. What if you live in an area that only has an Ingles grocery store and pharmacy . Walmart is 15 minutes away. We do not have the large scale restaurants or other grocery stores.
    1. Your pharmacy should honor GoodRx and AARP discounts. You could look into online pharmacies, like CVS. BTW – I have found that GoodRx is cheaper than the AARP discounts (OptumRx).
  2. I take 2 types of Insulin and used to pay $70.00 for 1 box!!!! That’s with Extra Help a Prescription Plan extra through the state!! I had Silver Script at that time I switched to Express Script and with Extra Help. WELL, my insulin went from 1 box to 3 boxes for 8.50 (all together) NOT EACH!!!! I THANKED GOD AND JESUS FOR THE HELP I PRAYED FOR!!!
  3. I have Humana Rex plan and they just raised my fee for next year from 29.90 to 64.50. I only have one prescription monthly for anti depressant. Can you recommend something for me. I am a senior citizen.
    1. Check out the drug plans. In my Medicare book for 2020 list the drugs plans. I have my drug with Humana also. My cost increased and I hope to change plan with Humana.
    1. I’ve gone to Rite Aid (plan mentioned in article above) for decades. I LOVE them. Whenever my husband or I get a new script, they look at all the possible plans. They look at my Part D, the Rite Aid plan, AARP plan, GoodRx and probably others I’m not aware of to find me the best price! You can make an appointment to talk to a local pharmacist, just like you would a doctor (except it’s free) to discuss your medications and your needs.
  4. Kroger’s has a Prescription Club now. On many of my prescriptions, before I met my deductible, they were cheaper than what they were through my insurance. Some of my prescriptions I get for free under the Kroger program. They also have a Drug Look Up Tool online. There is a annual fee to join the club. It is well worth it.
  5. I’ve been searching and searching for an answer to my question and haven’t found it anywhere. Maybe you can help. I am retiring effective July 1, 2019 and looking for drug coverage. I’m nearly 69 years old. I’ve compared the cost of my drugs with GoodRx and my current health insurer and GoodRx, even with the annual membership fee, is cheaper than my co-pay. I’ve been told that I need to get a Medicare Part D plan but can’t figure out how much that will cost. My drugs, using GoodRx, are only about $20 per month. What would be the benefit of me getting Medicare Part D?
    1. I signed up with Humana Gold and my fee for my prescriptions is $0. I live in Las Vegas Nv. It’s a Medicare HMO. Try it it might work for you
      1. What Prescription Drug companies cover certain medications, like Trulance and or Amitiza Without a $400.00 dollar copay?
    2. From what I found out when getting my husband on Medicare is that if you don’t pay for Medicare Part D later in life when you have more prescriptions and more expensive prescriptions and you then want to get on Medicare Part D they will charge you a lot more each year you have not paid for Part D. Check with Medicare. It might be worth it to pay a little now even though your prescriptions aren’t much now than paying a lot later. Just a suggestion.
      1. Also, if you have a local AARP chapter or even just a senior center, people there would be willing to help.
    3. Contact you countt Office on Aging by putting your county name in front of that office name and see if they have a free class on how to chose. Or see if your state’s has a Senior Insurance information Office for free classes or sonetimes 1:1 help choosing. Be sure to have not only your prescription list ready but preferred doctors and hospitals if you prefer to look at Medicare Advantage plans that include prescription coverage. If you want some help getting hearing aids, they can even do a deep search for the few Medicare Advantate plans that include those free or an upgraded hearing aid or two for a few hundred dollars.each. you rarely getxeverything you want, but rank by priority & get free help & non- advertisement written ibfo from offices noted above. And pray for a simpler system as we get older!
    4. most of the drug plans have deductibles the beeter plan with no deductibles is 37 a month for 1 perso so I believe at present time good rx is your cheapest option
    5. Hi, I retired on Disability before the age of 65 & didn’t have a clue how to get “setup” medically. I did a simple search on yahoo (my browser) ‘senior benefits specialist near me (or your zip code)… I’m in Kennewick, WA, and I’ve never been charged a penny for fantastic service! Good Luck! Wolfie
    6. If you do not sign up for a prescription plan that is approved by medicare, you will pay a penalty if choose to get the insurance later…you should call medicare to get information on this…
  6. also look at singlecare, RX scripts and script save. compare the prices – each one has better prices for different scripts
    1. I have Humana Gold Plus Advantage Plan with a part D prescription. I get tier 1 and 2 with $0 copays but every plan their own prescription plan with different copays. It is very confusing to find a plan that fit your needs. At the first of the year I was told they would not pay for my medication any longer. Even with insurance I had a copays of $99 a month. I started to check the prices on Good Rx and different discount cards. I found out I could get my medication for half of what my insurance copay had been. I now check all of my medications to see if I can find a lower price. This month I had a prescription with a $90 copay. I checked with GoodRX and found out I could get the prescription for around $20 it depended on which pharmacy you use but it does list cost from each pharmacy. All you have to do is show your goodrx membership card which you can get online or a card at your Drs office. You tell the pharmacy not to run the prescription through your Insurance and you get the discount. This has saved me $840 a year for 1 prescription. I’m on a fix income and any savings on my drug cost is welcomed.
  7. Hi everyone, A site that also offers prescription discounts and free medication delivery is Drugviu. This site also provides medication information and medication reviews for people of color. This site should be added to the list as well.
  8. I have spasmodic torticollis n have to have botox injections every 3 months in neck n shoulder. Last year my insurance thru work raised the price of my portion of cost from 50.00 which it had been for years to 300.00. Then next one went up to 500.00. This was in the middle of the year. Any ideas how to correct this crap. Everyone I call puts me thru to someone else n no one can give me any answers. It’s always seems it’s “not their department”. Work insurance uses cvs. I have to take these injections for the rest of my life n I’m 59. This is the only way I can continue working n have at least a partially normal life. Please I need any help I can get. All info will be greatly appreciated! Thank you in advance!
    2. Ask your insurance to look at doing a Teri change for those meds. Unless there’s another medication that may work, They May or may not . Their change/reduction will reduce the cost to you
    3. Try looking the drug up on goodrx(dot)com to see if there’s a coupon for it? I was prescribed something and after our deductible, the bill was $300! I declined It after that sticker shock, and called our insurance. The person there is who told me about goodrx.
    4. If you haven’t tried GoodRx, you might check it out. A friend who has been a nurse for many years recommended it to me.
      1. I was using discount cards until last week. I go on line and order from India- directly from the supplier. I pay about 14 cents a pill. Can’t beat that. Medication arrives between 10-15 days. Some meds are even cheaper. You can order any medication and any dosage, No prescription required.
    5. My deceased husband had spasmodic torticollis for many years! As a matter of fact he was part of the “trial” group that went down to Duke University in 1986and was used as a guinea pig in their study on botox injections. We were always very lucky to get the injections fairly cheap from a Dr. in Toledo, Ohio.It was a 3 hour drive one way every 3 months but was definitely worth it. We were always told it is up to the Dr. office to write the insurance company the correct way (that was necessary for him to be able to work) and they would pay it! Blessings to you~I know it’s a horrible thing to live with and many people don’t know what it is!
        1. I’m sorry that you find problems with your generic meds. I take 6 generic meds a day and I am perfectly happy with mine. I get one drug for 25.00 a month when before the generic came out it was 1400.00 a month. I got around it by ordering from Canada which got the drugs from India and mailed thru Florida. We all do what we need to and luckily everybody’s body and reactions are different. Maybe your answer is to increase your dosage. God bless and don’t give up looking for an answer.
        2. Talk to your doctor about your concerns. Also, your pharmacist (not a technician). They will help you. My husband and I take a dozen medications, all generic. Some of them I have taken for decades. I’ve never taken anything but generic. Never had a problem with any of them. The main difference with generic drugs is what they use for fillers. The potency of the medicine is the same in order to get FDA approval. In some cases, your pharmacy may be able to get you a generic from a different company which may help with side effects. If you are in a large city, different pharmacies may get the same generic drug from different companies. In my area every pharmacy has the same generic version of drugs.
  9. I get mine from pill pack, and is shipped to my house they only send a 30day supply,but I’m on hmo insurance, it might be better if your on something else.
    1. 100% true. I used them forever and I have severe ulcerative colitis and they would not fill my pain meds so CVS gets my business and if they are too busy which they are in my small tiwn, I use Safeway because I’m on Medicaid and they can get things approved faster and in 15 minutes.
  10. The woman at Costco Pharmacy recently (Jan. 2019) told us Medicare patients 65 and older who are ELIGIBLE for Part D (whether they enrolled in it or not) CANNOT get Costco Members’ Program extra discounts on prescriptions any longer! She said Costco would get “fined” if they gave out these discounts any longer, so they had to stop. Has anyone else encountered this “new rule”?
    1. If you do not use your medicare you can use discount but you cannot use drug discount and bill medicare at the same time. In 2019 a new law passed allowing us to choose medicare or drug discount card.
  11. Pharmacies are restricted to tell customers that if you do not use insurance but ask for the cheapest price, keep asking you want the lowest prices. My friend did this as she is on a $1500 or more for 1 prescription and can only use Wal-Mart prices. She has saved a lot this way. Also can go online a and look up medicine company name to see if they have a discount program or free medication.
    1. The gag order on pharmacies is no longer in place. President Trump recently signed a law making these gag orders illegal.
    2. That’s not totally true. There’s an ad on TV that shows a woman just walking away because she said tune price of a prescription was too high. Then the pharmacist said wait …. have you tried GoodRX? Woman said no and the druggist ckecked the cost and lo and behold, it was cheaper. CVS automatically checked for me before I even knew about it. She said they automatically check both. And …. who in their right mind would even turn them in?
      1. I use Good RX and it has saved me $100”s of dollars. And if you look through the med after you download it it will compare med with other pharmacies. Cymbalta 6omg for #30 is $54 at Walgreens, and $9 at Walmart. Savings of $45 a month. I am on SSI and Medicare, how do I apply for C and D Medicare advantage at this date…04/2020? Any help thank you. Also Medicaid/Section 8…having to move.
  12. Please add Choice Drug Card for your review. The cards are 100% FREE, save up to 90% on prescriptions, we don’t collect your information, no registration required, everyone is eligible. You can print a card, coupon, letter or request a physical you can take to your pharmacy. You can search and find your drug cost and participating pharmacies online at Check us out and SAVE Sincerely Dave Ratliff
    1. Thank you. I am a certified health agent who works with the over 65 population and I’m always looking for ways to help my Seniors save on meds..
      1. Hi Lisa, I’ve been searching and searching for an answer to my question and haven’t found it anywhere. Maybe you can help. I am retiring effective July 1, 2019 and looking for drug coverage. I’m nearly 69 years old. I’ve compared the cost of my drugs with GoodRx and my current health insurer and GoodRx, even with the annual membership fee, is cheaper than my co-pay. I’ve been told that I need to get a Medicare Part D plan but can’t figure out how much that will cost. My drugs, using GoodRx, are only about $20 per month. What would be the benefit of me getting Medicare Part D? Thanks!
        1. Not sure this is an answer to your question, but if you don’t sign up for a Medicare Part D plan when eligible, you will be fined if/when you decide you want to have one. You never know what the future brings, and if, for whatever reason, these discount drug cards go away and you have no choice but to get the Plan D, your cost will be much higher than if you sign up effective July 1, 2019. I have a plan that is only $14.50 a month. It doesn’t cover some of my scripts and sometimes I can get them cheaper than using the Plan D by using the discount drug cards. The $14.50 a month protects me against being fined in the future and does, in some cases, have better coverage than any of the discount cards. It takes some work to go through several discount cards to see the costs vs your Plan D costs, but at least if you are retired, you have a little more time to do so than if you were working. At least that was the plan!!
  13. How did the drug stores like Mercury Drug, managed to require medicine purchases to have prescriptions for it to enjoy the 20% discount and to be VAT exempt ? There is nothing in the RA 9994 IRR that stipulates of such requirement. Why is OSCA unable to help out its members in this regard?
      1. Loved that answer! He should get a physical checkup as his arteries could be clogged and that may be why he can’t get a rise. May save his life!
  14. Narcup and GoodRx are the same company. The best thing about this prescription discount card is that everyone can use this regardless of age. Of course, this is perfect for senior citizens who need long-term prescription medications and living off in fixed retirement income. Staying healthy doesn’t have to be expensive thanks to Narcup/GoodRx and other resources you have here. In addition to prescription discounts, I found this list that provides senior discounts on glasses, hearing aids, medical equipment, and personal emergency service: [URL Removed; Admin]
  15. Please include GoodRx as a way for people to save money on prescriptions. There’s no mandatory sign up, but if you do, you will be given a plastic wallet card for free. The discounts also apply to pet prescriptions. If you use their website, you can locate the lowest price in your area. My wife takes migraine medicine and my insurance no longer covers it. The place where we normally get our prescriptions said it would cost $159 out-of-pocket. I went on GoodRx’s site and got the same prescription the next day at CVS for $22. I also found once in a while you can get prescriptions cheaper using GoodRx than using your insurance card. There’s still no law against saving money!
  16. I’m surprised you don’t even mention as an excellent reference for discounted prescriptions . I have found their prices to be extremely competitive,if not the lowest of the plans you recommend in your article . There are no fees involved unless you want to join their Gold membership, which I didn’t find necessary . Your feedback to this assessment would be greatly appreciated .
    1. I’ve used Good RX before and thought the comparison tool was helpful. But I prefer to use Family Wize because their process for actually getting the discounted rate is much easier. FamilyWize offers a free Rx card that allows me to get a consistent discount every time I pick up prescriptions from my pharmacy. With Good RX, I had to look up a new coupon every time i refilled.
    2. Just be aware that if you use Good RX, the prescription cost (although good) will not be applied to your Insurance deductible or out of pocket maximum. I was told this directly by Good RX when I called them.
    1. You may want to see if you qualify for patient assistance programs provided by most pharmaceutical companies . check a website like needymeds .
      1. I’m an insurance agent who has helped thousands of other insurance professionals in the senior market. The Patient Assistant Programs through and the Saving Tips tab at are incredibly valuable resources and can REALLY help people save a lot of money if they qualify for it. We just looked up the prescription Prolia for my mom on GoodRx and looked at the Saving Tips. She’s going to be able to qualify for the first program listed which should save her around $1,500. Now that’s substantial savings!

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