
Medical Guardian: Costs, Systems, and Plans


While every penny counts in our golden years, considering the potential cost of a fall, investing in a medical alert system can actually be a smart financial decision, potentially saving much more in the long run.
So, how do providers like Medical Guardian fit into this picture? Medical Guardian’s medical alert systems include equipment fees, a recurring monthly, quarterly, or annual charge, plus extra costs for features like fall detection or adding another user, like a spouse. All in, you can expect to pay anywhere from $27.95 to $46.95 per month, plus an equipment fee ranging from $149.95 to $199.95. The big question then becomes: how do these costs and features truly stack up against what other providers offer?
On this page, we’ll break down exactly how much Medical Guardian costs, how it stacks up to the competition, and whether or not it’s the right medical alert system for you.
Medical Guardian Costs
Medical Guardian’s costs depend not only on which system you choose, but also on which contract length: monthly, quarterly, or annually. Prices are lowest if you sign up for a year, but you’ll have to pay for the entire year upfront, which may not be an option for everyone. Overall, you’ll pay somewhere between $27.95 and $46.95 per month for your medical alert system, plus $10 extra per month if you want to add fall detection.
Compared to other companies, these prices are a bit higher than average. Bay Alarm Medical, for example, starts at $24.95 per month. However, it’s not quite as expensive as Life Alert, which starts at $49.95 per month.
Feature | Monthly price |
---|---|
In-Home System | $27.95-$38.95 |
Mobile System | $36.95 -$46.95 |
Fall Detection | $10 |
Extra Users | $2.99 |
Protection Plan | $6.99 |
Pro Tip: Medical Guardian makes some of our favorite systems; however, it’s far from the most affordable. To find options from $20 per month, check out our guide to the best medical alert systems.
Medical Guardian Systems
There is an extensive range of Medical Guardian systems to choose from: the MGHome Landline, MGHome Cellular, MGMove, MGMini Lite, and MGMini. Each of them provides in-home or mobile protection. First, you’ll have to pay for the equipment itself. All of the systems, save for the MGMove, cost $149.95 upfront. The MGMove, on the other hand, costs $199.95. After you’ve paid for the equipment, you’ll choose a contract length. Here are the monthly prices with each contract length:
Term length vs. cost per month | Monthly | Quarterly | Annually |
---|---|---|---|
MGMini | $39.95 | $38.95 | $36.95 |
MGMini Lite | $46.95 | $44.95 | $42.95 |
MGMove | $42.95 | $40.95 | $38.95 |
MGHome Cellular | $38.95 | $36.95 | $34.95 |
MGHome Landline | $31.95 | $29.95 | $27.95 |
Of course, you won’t actually pay for the annual or quarterly packages in 12 installments, so here are the total amounts you’ll be billed for each option. While annual packages may be the cheapest, they require large upfront payments, which may not be an option for everyone.
Term length vs. cost per month | Monthly | Quarterly | Annually |
---|---|---|---|
MGMini | $39.95 | $116.85 | $443.40 |
MGMini Lite | $46.95 | $134.85 | $515.40 |
MGMove | $42.95 | $122.85 | $467.40 |
MGHome Cellular | $38.95 | $110.85 | $419.40 |
MGHome Landline | $31.95 | $89.85 | $335.40 |
To learn more about our experience with these systems, read our full Medical Guardian Review. This article will focus on the specific devices, their features, and their costs.

MGHome Landline
Monthly price: $27.95 to $31.95
The MGHome Landline is Medical Guardian’s most affordable and classically styled medical alert system. The base unit connects to your home’s landline and offers two-way communication between you and the emergency response operator. The pendant has an impressive 1,300-foot range, more than enough for the one-bedroom apartment we tested out of, and the system’s 32-hour backup battery is a nice feature, especially during a summer power outage. We had a landline, but if you don’t have a landline like half of all seniors, according to data from the Chamber of Commerce, and want an at-home system, read on about the MGHome Cellular.
MGHome Cellular
Monthly price: $34.95 to $38.95
The MGHome Cellular is similar to the Classic Guardian, except it runs on AT&T’s cellular network. The base unit features an LED display screen and a 32-hour backup battery. The cellular connectivity is nice and the range is even higher: 1,400 feet away from our base station — not that we needed it, given our square footage!
MGMini
Monthly price: $36.95 to $39.95
The MGMini is the company’s most affordable portable system, which we wore as a pendant necklace. Designed with discretion in mind, the MGMini is half the width of traditional devices. It’s only slightly taller than a matchbox and less than half the weight of one, coming in at a mere 1.3 ounces. Despite its small stature, this sleek cellular system boasts a five-day battery, water resistance, four color choices, two-way talk, and built-in GPS and WiFi tracking that can pinpoint your exact location during an emergency. We loved the fact that we could wear it for days without charging it, even bringing it into showers with us. The pretty rose gold color didn’t hurt, either! For more information, read our MGMini review.
MGMini Lite
Monthly price: $42.95 to $46.95
The MGMini Lite is the MGMini, but as you may have guessed, even lighter, just 0.004 pounds. This watch has a three-day battery life and operates off a cellular network, so we could wear it anywhere without worrying about losing connection. To learn more about this system, read our full MGMini Lite review.
MGMove Smartwatch
Monthly price: $38.95 to $42.95
The MGMove smartwatch is a medical alert watch with many of the same features other smartwatches have, such as SMS text messaging, schedules, and weather forecasts — but it has the added bonus of a medical alert system. This device also features GPS tracking and Wi-Fi connectivity. The MGMove is the most expensive option available from Medical Guardian because the other watch lacks the advanced features, like being able to send texts and check the weather. To learn more about this system, read our full MGMove watch review.
Want a closer look at all of Medical Guardian’s systems? Check out our video review below.
Current Medical Guardian Systems
System | MGHome Landline | MGHome Cellular | MGMini | MGMini Lite | MGMove Watch |
---|---|---|---|---|---|
Monthly Price (Annual Contract) | $27.95 | $34.95 | $36.95 | $42.95 | $38.95 |
Equipment Fees | $149.95 | $149.95 | $149.95 | $149.95 | $199.95 |
System type | In-home | In-home | Mobile | Mobile | Mobile |
Connection Type | Landline | 4G LTE Cellular | 4G LTE Cellular, WiFi, and GPS | 4G LTE Cellular, WiFi, and GPS | 4G LTE Cellular, WiFi, and GPS |
Fall Detection | $10 per month with a separate pendant | $10 per month with a separate pendant | $10 per month (built-in or via separate pendant) | $10 per month (built-in) | $10 per month (built-in) |
Location Tracking | No | No | Yes | Yes | Yes |
Medical Guardian Add-Ons
In addition to its systems, Medical Guardian also offers several helpful accessories and services which add to your monthly payment.
Product/service | Cost per month |
---|---|
Fall detection pendant | $10 |
Extra monitoring | $2.99 |
Lockbox | $2.99 |
Caregiver tracking | $2.99 |
Protection plan | $6.99 |
911 speaker box | $9.99 |
Black or white pendant (necklace and watch) | $2.99 |
Wireless wall button | $2.99 |
Voice-activated wall button | $4.99 |
Support Circle app (MG Move only) | $5 |
Here is a little bit more about each product and service.
- Additional pendants: For peace of mind, users can purchase additional medical alert buttons for their existing plans. These water-resistant necklaces come as adjustable lanyards that make it easy to press the emergency button when out and about. The range coverage is between 1,300 to 1,400 feet from the base unit, depending on the medical alert system you choose. Price: $2.99 per month.
- Fall detection pendant: For active seniors who want added protection, they can purchase a fall alert pendant, which they can wear all the time, even in the shower. It is designed to automatically detect falls and alert Medical Guardian’s 24/7 monitoring centers, even if the user is unable to press a button or ask for help. Price: $10 per month.
- Wall-Mounted Button: Medical Guardian offers the choice of an extra wall-mounted button that can be placed around the home for extra protection. It provides users with up to 2,000 feet of coverage in the home and, when pressed, connects users with a monitoring center in the event of an emergency. With easy installation, the buttons can be easily moved from one room to the other with no hassle or maintenance. However, given the fact that, according to a study published by the National Institute of Health, people with cognitive impairment, visual impairment, urinary incontinence, and gait instability are more likely to fall around the toilet, the bathroom would be a good place to mount your button. Price: $2.99 per month.
- Caregiver tracking: Add OnGuard Alerts to your Medical Guardian system. These alerts provide enhanced emergency notifications and real-time text and email notifications for both you and your Care Circle, i.e., your designated caregivers. Price: $2.99 per month, or $0 with the MGMini only
- Voice-Activated Wall Button: Use this button at home and initiate a call to the monitoring center by using a voice command or pulling the cord. Price: $4.99 per month.
- Lockbox: A user can purchase a lockbox to safely store the key to their home if EMTs need a code to access it. The lockbox gives emergency responders and other personnel access to your home if an emergency were to happen. A lockbox is a cost-effective item that removes the need for EMTs to break down your door to access your home in an emergency. Price: $2.99 per month.
- Protection Plan: For $6.99 per month, you can add on a protection plan, which covers equipment replacements for your device, plus two help buttons per year in case they are lost, stolen, or damaged. Price: $6.99 per month.
- 911 speaker box: Called Elite 911, this is a speaker box that, with the touch of a button, can let you communicate with either 911 or the nearest monitoring center. This device uses the same cellular network as the rest of your system, and it plugs in, meaning you don’t have to worry about the battery running out. Price: $9.99 per month.
- Extra monitoring: If you want to add monitoring for another person — a spouse, perhaps — you can add extra monitoring for a low price. Price: $2.99 per month.
- Support Circle app: Finally, the Support Circle app, available only with the MGMove smartwatch, lets caregivers text and chat through the device itself, as well as set calendar reminders and events. Price: $5 per month.
Purchasing From Medical Guardian
You can purchase Medical Guardian systems online, over the phone, and at stores like Walmart. With no cancellation, installation, or activation fees, Medical Guardian comes with little in the way of startup costs.
You can easily select which subscription plan is right for you when you purchase systems through online checkout. For example, the subscription plan for the MGHome Landline starts at $36.95 per month, followed by a quarterly rate of $104.85 per quarter and an annual plan of $395.40. This plan also includes equipment at no extra charge.
Medical Guardian Warranties and Refunds
Medical Guardian doesn’t charge any cancellation fees; it does, however, provide prorated refunds for the months of unused service. While Medical Guardian doesn’t offer a free trial period for its systems, you can opt to safeguard the equipment by purchasing Medical Guardian’s protection plan, which starts at $6.99 per month. Otherwise, you’ll be responsible for the cost of any damaged equipment.
The MyGuardian Mobile App
Medical Guardian has its own customer care portal to help individuals communicate with a close-knit network during emergencies. The MyGuardian app is a platform that includes important health and safety information all in one place, as well as billing features to manage your account. You can download the MyGuardian app for free on the App Store or Google Play.
Medical Guardian Monitoring
Medical Guardian provides exceptional customer service and reliable 24/7 monitoring services. Its monitoring center features emergency operators that are certified and trained to meet the industry’s highest standards. Medical Guardian currently has the following certifications: TMA Five Diamond certification, ESA Security certification, FM Approved certification, and UL Listed certification. In terms of assistance in different languages, Medical Guardian’s highly certified operators can speak with users through a third-party translation service.
Is Medical Guardian Worth It?
As a top contender in the medical alert industry, Medical Guardian provides high-quality in-home and on-the-go products that make it easier for adults to stay protected at all times. With no contracts, Medical Guardian systems offer several benefits such as long signal range, spousal monitoring, and 24/7 UL-certified monitoring.
While there’s no free trial offer, Medical Guardian excels at providing modern devices ranging from an in-home system to a smartwatch medical alert system that works for any lifestyle. With impressive range coverage and responsive water-resistant features, Medical Guardian provides streamlined systems and services for both caregivers and users.
Pro Tip: To learn more about medical alert systems, check out our medical alert system guide.
Medical Guardian is great for:
- Largest signal range in the industry: Medical Guardian’s in-home systems provide exceptional coverage range, up to 1,400 feet from the base unit (approximately four football fields of protection).
- 24/7 quality protection: Medical Guardian has UL-certified monitoring centers with highly trained emergency call operators who provide 24/7 emergency assistance.
- Flexible payment plans: Medical Guardian allows you to pay on a month-to-month basis. If you want to cancel at any time, all you need to do is contact Medical Guardian and send back your equipment.
- Long battery life: Medical Guardian’s mobile systems have up to five days of battery life.
Medical Guardian is not ideal for:
- Affordability: While Medical Guardian provides high-quality products and services, it is a bit pricier than Bay Alarm Medical systems, which start at $24.95 per month. You can also check out our list of affordable medical alert systems to learn more.
Compare Medical Guardian to Other Brands
Medical Guardian Frequently Asked Questions
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How much does Medical Guardian cost?
Medical Guardian costs between $27.95 and $46.95 a month. However, if you want fall detection, it’ll cost an additional $10 per month. You’ll save the most by choosing an annual contract, but it requires an upfront payment.
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What is the policy for lost or damaged equipment?
Medical Guardian’s policy for lost or damaged equipment is that it will charge a fee of up to $350 for the following systems, some of which have been discontinued:
- Active Guardian
- Classic Guardian
- Family Guardian
- Home Guardian
- Mobile Guardian
- Premium Guardian
The fee is up to $150 for the Alert 911. However, you can add a protection plan for $6.99 per month to avoid these charges. The plan covers one device and two help pendants per year if they are lost, stolen, or damaged.
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Does Medicare or other insurance companies cover Medical Guardian?
You may need to check with your specific provider regarding possible coverage. However, in general, standard Medicare will not cover the cost of a medical alert device.
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Can fall detection be added to an existing system?
Yes, you can add fall detection to any Medical Guardian system for an additional $10 per month.
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Is there an app available for all Medical Guardian devices?
Yes, all Medical Guardian systems support the MyGuardian app; however, we found that the mobile systems have the most in-app features, including location tracking.
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How long do Medical Guardian batteries last?
Mobile systems from Medical Guardian have batteries that last anywhere from one to five days on a single charge.