Pro Tip: If you’re looking to save money on a cell phone, check out my list of cellular discounts for seniors.
Even if they spend most of their time indoors, older adults need the ability to quickly and easily communicate with family, friends, and medical personnel. While a landline phone may serve as a part of a medical alert device system, some older adults may have communication needs that go beyond those of a traditional landline.
Most importantly, cell phones provide access to the outside world. Older adults with higher social engagement tend to experience better health overall, and a mobile phone can help facilitate this. Whether you are looking for a device for yourself or a loved one, this cell phone guide will help you navigate phone options, features, costs, and cellular providers.
As of 2021, over 90 percent of people over 65 own a cell phone of some kind. Cellular devices allow people to make and receive phone calls from just about anywhere. Unlike most home phones, they also allow people to save important numbers and block unwanted callers. Some devices feature alarm clocks and reminder apps for prescriptions and doctor’s appointments. In fact, studies confirm that text message reminders significantly improved the average pick-up time for pharmacy prescription pick-ups.
Pro Tip: If you’re looking to save money on a cell phone, check out my list of cellular discounts for seniors.
With so many cell phones out there, it can be difficult to know where to begin looking. For starters, I’d recommend checking out our rundown of the best cell phones for seniors. Additionally, we’ve compiled lists of our favorite cell phones for all types of needs:
In addition to choosing a device, you’ll also have to choose a network to pair it with. Since certain phones are available only through select providers, this can quickly get confusing. Luckily, we’ve compiled handy guides for each of the major cellular providers.
Additionally, if you’re looking for side-by-side comparisons of these brands, we’ve got you covered:
Cell Phones come in many different shapes and sizes. Let’s take a closer look at these categories.
Flip phones open and close on a hinge to reveal a small screen and keyboard. These phones have a simple design, a long battery life, and are easy to use. These phones are a good choice for older adults who just want to talk on the phone, text, or take a few basic photos. Flip phones can sometimes connect to the internet, but due to their smaller screens, this process is often a bit cumbersome.
Block and slider phones are similar in functionality to flip phones without a “flip” feature, making them ideal for those with dexterity concerns. Block-style phones feature a keyboard and screen on one side. Slider phones have a large screen that slides up to reveal a full keyboard that is larger than most phones, making it a good choice for those with vision issues.
These are large touchscreen phones that can make calls, send text messages, and access the internet. Smartphones are large devices that allow for big text and buttons, so those with vision impairment or limited dexterity can easily use the device to read texts, check emails, and do just about anything else you could do with a computer. Smartphones can help older adults connect to family, close friends, and medical alert systems.
There are many different kinds of smartphones with different interfaces and capabilities. Smartphones are divided into two main categories: Apple and Android. It’s important to research each operating system, their differences, and pros and cons before choosing a smartphone.
Cell phones have a variety of features that can make life easier for an older adult. While flip or block phones are easy to use, smartphones have more advanced functionality that helps users connect with friends and the internet. Here are a few features that are particularly relevant to older adults.
Flip or block phones often feature larger buttons and simple interfaces. Smartphones generally have oversized screens and large buttons. Nearly all cell phones offer font size adjustment options to ease eye strain.
The internet makes it easy to check the weather, emails, calendar notifications, the news, sports scores, and more. This allows older adults the ability to connect with friends, family, and the world at large. Those who value this connectivity should choose a phone with an internet plan.
Individuals who prefer flip or block phones can access simple menus to easily execute the task at hand. Others can add or delete menu items from their smartphone so they are not bombarded by a large number of options.
Those with hearing loss can find phones with louder speakers or even Bluetooth functionality to connect their phones to hearing aids.
Voiceover allows the phone to read aloud the text on the screen when a message is received, and there are applications that allow users to dictate texts and emails. Voice assistants like Siri allow for voice commands so users don’t need to use keyboards to interact with phone features.
Cell phones often have cameras with a zoom feature to magnify the size of whatever they’re pointed at, making it a handy tool for reading small print such as books and restaurant menus.
Closed caption features are common on smartphones so that adults with hearing impairment who like to stream videos on Netflix or YouTube can read along with ease.
Even basic phones typically have an alarm or timer feature that can remind users to take medications or leave for doctor’s appointments.
Some phones connect with medical alert devices or have special plans to alert caregivers or medical personnel in case of an emergency. Some phones, like the devices from Lively, even have emergency buttons in case of a fall or other health event.
GPS features are essential for those who need help finding places or driving directions. Some apps use GPS to allow emergency personnel or family members to find the user if necessary.
Many smartphone devices have the ability to track fitness routines, steps taken, nutrition information, and more. Other games and apps are designed to increase cognition and memory.
Newer smartphone models feature fingerprint and facial recognition as an alternative way of unlocking your phone. This is a fantastic feature for older adults who tend to forget passwords.
Alcatel GO FLIP$100 through T-Mobile
Apple iPhone XR$600 for 64GB, $649 for 128GB
iPhone 11 Pro Max$1,099 for 64GB, $1,249 for 256GB, $1,449 for 512GB
While cell phones these days are designed to be durable (especially flip and block phones), it’s possible that they could fall and break. While cases and screen protectors may help protect your phone, there is still a chance a smartphone screen may shatter or the hardware may malfunction.
These issues may be very costly to repair. A shattered screen can range anywhere from $100 to $300 depending on the phone and the size of the screen. Other issues, such as malfunctioning buttons or water damage, can cost $100 or more to repair. Smartphones especially can be very sensitive, and some hardware issues may require a full replacement. If a phone is lost or stolen, a buyer will need to replace the full cost of the phone.
Most major cell phone providers offer insurance products that cover theft, loss, and damage. An extended warranty or insurance plan is smart for those with expensive phone models, while a manufacturer’s warranty may suffice for those that are less expensive.
Cell phone carrier insurance coverage is often made with outside parties such as Assurant or Asurion. Make sure to read the fine print carefully to understand the coverage you are paying for. Lively phones come with a standard one-year warranty for their devices and batteries; however, this does not cover accidental damage.
Apple and Best Buy also offer additional insurance for devices purchased through them.
AppleCare+ covers two incidents of accidental damage to Apple products every twenty-four months. Express replacement service and 24/7 technical support are available under the plan. You can order a basic plan for $199 for two years or a premium plan with theft/loss protection for $299. Monthly payments are available. This service is a great way to protect your investment in a costly device.
Starting at $8.99 per month, Best Buy’s “Geek Squad” protection plan covers drops, spills, cracks, batteries, wear and tear, mechanical failure, and accessories. This plan is not exclusive to a specific phone and can be purchased for any device.
There are many types of cell phone plans to fit every lifestyle. Plans range from inexpensive basic plans for calling and texting to more comprehensive (and expensive) data plans that cover internet usage and video chatting. Here is an overview of the range of plans available:
Pay as You Go (No Contract Plans)
Pay as you go plans allow users to purchase data, texts, and minutes as they need them, meaning there is no long-term contract involved. These plans are perfect for those who don’t use their cell phones much but would like them in case of an emergency.
Flexible plans feature a monthly base rate to keep the device in service with a limited allotment of data, minutes, and texts per the contract terms. Once the subscriber reaches the monthly limit, the provider will charge per megabyte of data, number of talk minutes, or texts. This can be pricey if the user racks up a lot of extra phone time. These plans are perfect for those who use their cell phone fairly often but not all the time.
These plans are for those who want to use all of the phone’s features without time or data limitations. Users may talk, text, and use data as much as they would like. However, these plans are more expensive and some services start to “throttle” (or slow down) data usage after users hit a certain threshold. Additionally, unlimited plans often require a longer contract period. These plans are great for people who plan to purchase a smartphone and make use of all its data-heavy features.
Some cell phone providers offer specific plans and discounts for those over 55. These plans often include extra features such as medical alerts, medication reminders, wellness check-ins, wireless monitoring or more. T-Mobile, Consumer Cellular, and Lively offer cellular plans specific to older adults.
T-Mobile offers impressive coverage in America and abroad. While most urban and rural areas fall within their coverage range, you should check their coverage map for more details. They are the only major cellular provider that offers comprehensive plans exclusively for those 55 and over. For this reason, I highly recommend T-Mobile to all my clients.
T-Mobile offers a pay as you go plan for those who do not use a cell phone frequently and three unlimited plans for older individuals who use their phone often. Let’s take a closer look at what goes into these plans.
T-Mobile Plans for Seniors
|Service Name||Phone Plan Type||Cost||Features|
|T-Mobile PayGo||Pay as you go||$3 per month||
|T-Mobile Essentials Unlimited 55||Unlimited||$27.50 per month||
|T-Mobile Magenta Unlimited 55||Unlimited||$35 per month||
|T-Mobile Magenta Plus Unlimited 55||Unlimited||$45 per month||
While T-Mobile is a great option for most, I recommend a few other services in case you do not fall within their coverage area. Consumer Cellular has a dozen personalized plans to choose from that combine minutes, texts, and data or a combination of what services you may need. These plans range from $15 to $60 per month. Their low prices, excellent customer service, and flexible contracts make them a good option for older adults with specific cellular needs.
Lively has a variety of plans for users of both flip phones and smartphones. The company also offers health and safety packages that connect users with registered nurses or doctors for on-the-spot medical advice and status updates for caregivers. This plan is useful for those who want to combine their cellular plan and medical alert services into a singular monthly bill.
There are many options available for older adults with varying cellular needs. For those who just want a cell phone in case of an emergency to others who want to FaceTime every day with their friends and family, there is a phone plan out there for you. Before purchasing a cell phone and associated plan, be sure to do your research. Thoughtful research can help you save money, choose between a flip phone or smartphone, and find a plan that serves all your purposes.